Good Example Of Research Paper On Health Insurance Coverage

Economics

Health is one of the most prolific outlooks of the federal legislation. The federal legislation has always kept a keen eye over the health issues that persist in the state or in the country. The Health Insurance act of portability and accountability of 1996 amends to improve the portability and also the continuation of the coverage of health insurance in individual markets basically to battle the fraud, waste and all types of abuse in the sector of health insurance and the delivery in health care basically to prolifically promote the major use of the accounts related to medical savings which potentially directs to advance the major approach to the long term services of care and coverage basically to make easy the jurisdiction of the insurance related to health and other major purposes. The federal legislation plays a prolific role on the key issue that affects the health status. It basically looks forward to provide adequate needs according to legislation of the medical services that the citizen needs in the time of any health related dilemma. Basically the Title I of the HIPAA prolifically protects the coverage of health insurance mostly for the families of the workers when they lose their job or changes it and Title II basically requires the formation of the major national standards for the computerized health care agreement and the national identifiers majorly for the insurance plans related to health, employers and also the providers (Chaikind, 2004).
The legislation potentially covers up major insurance that persists in the health care sector. The legislation prolifically plays a key role to cover up the individual markets basically to stop the abuse in the health insurance and the health care. It helps to provide secure service for the citizens of the United States. The need of this legislation is influenced by macroeconomic forces. It was found that people in the economy were facing problem of health and due to this the economy of the country was getting affected (Gingerich, 2001). The forced the government to pass this legislation which was signed by Bill Clinton in the year 1996. The need of a stable economy and for the welfare of the population this Act was passed by the government.
Here in this report an article Health Insurance in Transition has been used as source that defines the Health Insurance Portability and Accountability Act which was assigned by the US government in the year 1996 (Ladenheim, 1997). The article provides enough information about the law and describes each and every section of the law. The reference of the article is provided in the bibliography for further study. The article is quite useful to understand the legislation bounding the health insurance coverage in USA. The legislation is helpful for the individuals and the economy as a whole. It takes care of the welfare of the retired employees and the health of the people who are unable to work. This further helps the economy as a whole. The main impact of the legislation is that it forces the insurance providers to secure the health of each and every people connected with the economy.
Microeconomics influences the behavior of the insurance service providers, insurer and the other aspects related with the health insurance coverage legislation (Scholl, 2008). The insurance service providers are controlled by the legislation of the Act and bound to follow the rules and guidelines of the legislation. Here the insurer, insurance provider and vendors related with the health insurance issue are forced to act as per the law because of the legislation that bounds and guides the entire system. Hence, the legislation is considered as the micro economic mechanism here in this issue that controls the behavior of the population as a whole.

References

Chaikind, H. (2004). The Health Insurance Portability and Accountability Act (HIPAA). New York: Novinka Books.
Gingerich, B. (2001). Health Insurance Portability and Accountability Act: Applications, Implementation, and Resources. Home Health Care Management & Practice, 13(5), 411-412. doi:10.1177/108482230101300514
Ladenheim, K. (1997). Health Insurance in Transition: The Health Insurance Portability and Accountability Act of 1996. Publius, 27(2), 33. doi:10.2307/3330636
Scholl, M. (2008). An introductory resource guide for implementing the Health Insurance Portability and Accountability Act (HIPAA) Security Rule. Gaithersburg, MD: U.S. Dept. of Commerce, National Institute of Standards and Technology.